Requirements for using Klarna
- Minimum age of 18 years.
- A valid bank account.
- Good credit rating.
- A mobile phone number.
Processing with Klarna
- You have 30 days from the invoice date to pay the invoice.
- The invoice will be sent either by email, by post, or together with the goods.
- You can view your payment details at any time in the Klarna app.
Installment purchase
- You can spread the cost of your purchase over several months.
- Select the installment purchase option at the checkout.
- Decide on the schedule and interest rate.
- An approval decision is made immediately after the application is submitted.
- You will receive an email with your payment plan as soon as Westwing has despatched the order.
Payment in installments with Klarna
Payment in installments depends on your payment plan:
The amount is due either at the end of the month or on the specified date each month.
Multiple purchases with Klarna
There are no fixed credit limits with Klarna. Approval for a payment depends on various factors:
- The amount of the purchase.
- Payment history with Klarna.
- Open invoices.
- Information from external credit agencies.
Fees and limitations
- Klarna does not charge an annual fee. However, charges may apply for certain services and payment options.
- Late payment fees may apply if the invoice is not paid on time.
- There is no fixed spending limit with Klarna. Each payment is approved individually, based on different criteria.
Payment and return issues
If you experience issues with payment, Klarna may allow you to:
- extend the payment deadline, or
- split the amount into installments.
Contact Klarna
For detailed information and support, visit the Klarna website: www.klarna.com.